What is a Cash Discount?
THE CONCEPT
In plain language, it’s a way to reward customers for paying with cash while offsetting the cost of card processing. A small service fee is built into your listed prices, but provided as an immediate discount when customers pay cash.
Three Steps to Zero Fees
Step 1: Consult
We analyze your current credit card processing volume to pinpoint exactly how much your business can save with our program.
Step 2: Setup
PPT Advisor Group handles the professional installation and configuration of your updated POS hardware, ensuring a seamless switch.
Step 3: Save
Start seeing reduced processing fees immediately on every transaction, allowing you to reinvest that cash back into your business.
Benefits for Your Business
The Cash Discount Program is more than just custom hardware—it's a strategic move to boost your bottom line.
Eliminate 100% of Processing Fees — Keep every dollar of your list price on every credit card sale.
Improve Monthly Cash Flow — Reduce overhead overnight and reinvest that capital into your business growth.
Full Compliance with TX/NM Laws — We provide all required signage and ensure your technical setup meets all state regulations.
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“Since switching, we are paying zero fees—the support from PPT is incredible.”
Retailer, Clovis
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“The transition was seamless and our customers were supportive.”
Restaurant, Lubbock
Common Questions
Is this legal?
Yes. Our Cash Discount programs are fully compliant with federal regulations and state laws in both Texas and New Mexico. We ensure that all required signage and disclosures are properly displayed at your point of sale.
Will my customers be upset?
Most customers appreciate transparency and understand the value of a cash discount. By rewarding cash payments, you are giving them the choice to save money. We provide the POS hardware and clear messaging to make the transition smooth for your patrons.
Do I need new equipment?
We offer specialized POS hardware from industry leaders like Clover, SwipeSimple, and Genius that is custom-programmed for cash discount compliance. However, we can evaluate your current system to see if it is compatible for an upgrade.
How fast can I get started?
Our local team in East New Mexico and West Texas handles the heavy lifting. Onboarding and setup usually take between 2 to 5 business days, ensuring a smooth transition with minimal downtime so you can start saving immediately.